Retirement Plans

• What paperwork do I need to fill out if I want to take a distribution from my 401k account?
  

• What rules apply to Retirement Plan Loans?
  

• What rules apply to Retirement Plan Hardship Withdrawals?
  

• I am an RPG 401k participant. What do I do if I forget my User ID or Password?
  

• I am a new RPG 401k participant, how do I enroll into the system?
  

• Who is Considered an "Owner"?
  

• How are outstanding loans treated for terminated employees?
  

• How does RPG calculate allocable income for ADP/ACP refunds as of the last day of the plan year?
  

• What is the definition of a safe-harbor match (SHM)?
  

FSA/HRA General Questions

• How do I access my FSA account?
  

• How do I file and submit my FSA claims?
  

• I am locked out of my FSA account, how can I regain access to it?
  

• Why have I not received my reimbursement check?
  

• From what date can I begin claiming FSA expenses?
  

• Can I get reimbursed for an expense that I have incurred, but for which service has not yet occurred?
  

FSA Section 125 Healthcare Plans

• Can I change my annual election for Medical or Dependent Care during the year?
  

• If I have terminated employment with my company, how do I submit a claim for my Medical Care or Dependent Care plan?
  

• What health expenses are eligible for reimbursement?
  

FSA Section 132 Parking/Commuter Plans

• What is the plan's purpose?
  

• What are the qualified expenses?
  

• What are the deduction amounts?
  

• What is the difference between the Parking Conversion and Parking Reimbursement Accounts?
  

• What expenses does the Mass Transit Reimbursement Account cover?
  

• I am terminated employee, how do I get reimbursed for my expenses?
  

• What is a valid receipt for my monthly parking expenses that are not incurred on a company owned or sponsored lot?
  

• Can daily bus tickets or bus transfers be used as valid forms of receipt for the Mass Transit Reimbursement Account?
  

• What happens to the unused money left in my account at the end of the Plan Year?
  

• What types of transportation costs are allowable under a Section 132 Plan?
  

• Can I use the Parking Reimbursement account to pay for parking expenses resulting from travel to or from business meetings or to visit clients?
  

• When can I change my election for Mass Transit or Qualified Parking?
  

• If I have terminated employment with my company, how do I submit a claim for my Mass Transit/Qualified Parking plan?
  

• If I have terminated employment with my company, how long do I have to file claims on my unused balance in my account?
  

• Why can’t my unused contributions to Qualified Parking or Mass Transportation plans be returned upon termination of employment?